Mortgage, Loans, Insurance, Real Estate, Investment, Tax and Financial Services

No More Drug Company Pens To Steal From Your Doctor's Office? Invention Has Solution to Pharmaceutical Manufacturers Dilemma

Maple Shade, New Jersey (PRWEB) July 25, 2008 -- Creative genius is alive and well as newlywed couple, Mary and Gregg Pembleton launch their latest invention- Medicine Thumball?.

A press release dated July 10, 2008 by PhRMA, the Pharmaceutical Research and Manufacturers of America indicates the revised code "prohibits distribution of non-educational items (such as pens, mugs and other reminder objects typically adorned with a company or product logo) to health care providers and their staff." The day of dinners, golf outings and promotional prizes to encourage sales, "will be replaced by creative and effective campaigns of high quality educational materials about new research and prescription medications." states Mary Pembleton, President of Answers In Motion.

In an effort to "ensure that pharmaceutical marketing practice comply with the highest ethical standards", changes in the code have been established by PhRMA, . The organization seeks to reexamine ways to "enhance these essential company-physician interactions and reinforce the integrity of information about our medicines". The Pembletons observe that a coffee mug with a product name does little to improve recall of a medication's particular properties..

Award Winning Tool and Game:

A "pleasingly squeezable" ball with information printed on each of its panels. Players throw it, catch it and respond to the panel under their thumb. Medicine Thumball? transforms the ball, the classic toy everyone knows and loves, into an interactive teaching method, Given a choice of a 3, 4 or 6-inch ball with 12 to 32 panels; researchers and developers of medications provide specific information to be imprinted on each panel.

"Medicine Thumball? makes meaningful learning experiences as easy as playing ball? states Gregg Pembleton, co-creator of Thumball?, and it is already an award winning tool for diabetes instruction (Gold Marcom Creative Awards 2007; Gold National Health Information Award 2007; Gold Rx Club Award)." It is currently being used for hemophilia education at summer camps.

Thumball? Improves Attention:

Medicine Thumball? gets everyone actively involved in learning vital information about prescription drugs: the benefits, side effects, interactions, instructions, conditions, research and recommended usage. A game of catch energizes the education process and helps health care professionals make informed decisions about treatment options. People find the use of a ball interesting so they respond with increased attention; an alert brain is more likely to understand, assimilate and retain new information.

Thumball? Origins:

Mary Pembleton (née Miller), a speech therapist for students with special needs, came up with the original Thumball? concept one day when she realized her students were bored with the daily lessons and valuable time was wasted in policing behavior. Seeking to add an element of fun, Pembleton introduced a hand-made ball with vocabulary words written out in marker and then encouraged playing ball in class. Thumball's reception was tremendous with improved motivation and performance by her students.

First friends, then business partners, and now spouses, Gregg and Mary Pembleton developed the concept & patent, and found a way to have Thumball? manufactured. An opportunity arose to audition the original Thumball? game for QVC and the Oprah Winfrey show. "Now there exists an occasion to create the same excitement outside the home and classroom in every health care setting out there." exclaims Mary Pembleton.

There is a diverse range of Thumball?products with eighteen designs to suit every age and setting being sold online at www.thumball.com, in catalogs and at retail stores across the country. Medicine Thumball? is the newest innovation, and Mary Pembleton reports "there is a growing buzz in the pharmaceutical industry about this product because it is unlike anything else."

The Future for Pharmaceutical Manufacturers and Sales Rep Educators:

Medicine Thumball? provides physicians with an instant resource easily kept in the office and an ideal gift for patients to take home. A novel way to reinforce important details about a medication's benefits, side effects and the conditions they treat.

Answers In Motion sees it as their obligation to contribute to the new generation of educational materials needed for sales reps to inform health care professionals in a powerful and fun way. Pens and mugs are useful as token reminders but Medicine Thumball? can profoundly influence the safety and quality of people's health.

For more information, visit http://www.thumball.com or call 732-267-7792.

For complete PhRMA press release, visit http://www.phrma.org/news_room/press_releases/phrma_code_reinforces_commitment_to_responsible_interactions_with_healthcare_professionals/

###

Student loan consolidation with federal debt program
If you are a college student (parents please take note), this Federal Government program can help you cut monthly payments on your student loans. You can consolidate now and lock in a low fixed rate. When you consolidate student loans with a Federal Consolidation Loan, you not only can take advantage of these low rates, you can lock in that rate for the life of your loan. One easy process, one low fixed rate, one low monthly payment, one lender. This is a free U.S. Government program (no fees or other charges). Really Great Rate is an authorized agency for this program - you can check your eligibility in a minute or two, with no obligation

Home Equity Loans: Expert Tips and Advice
Get expert advice, tips, and timely information. Manage your own Real Estate and Investment Portfolio to generate an income so you can take control of your financial life and do the things you want to do.

MORE ARTICLES:

Low Rate Home Equity Loans - Refinancing For A Shorter Term And Better Rate
Looking for a better rate is a common reason people choose to refinance their home equity loan. But did you know that shortening your loan term can save you more money than reducing rates? Combine the two and you will save yourself thousands in interest costs and trim years off your payment schedule.

Bad Credit Refinance Loans - Finding a Good Lender
Finding a good lender to help you with refinancing your home loan can be tricky if you have bad credit. There are plenty of predatory lenders out there who would like to take advantage of you with excessively high interest rates and fees.

Newest Rate and Payment Mortgage Calculators for Home Loans from The Mortgage Store Online
The Mortgage Store Online (TMSO) today released its complete set of free home mortgage loan calculators on their website at themortgagestoreonline.com. These highly accurate mortgage calculators use current and true rate information to give borrowers the most realistic mortgage payment calculations.

Loan Application Mortgage Rate Calculator for your Mortgage Loan
Are you thinking of purchasing land, a piece of property, or your dream house? Then maybe you have considered applying for a mortgage loan. If you have already decided that you are getting a mortgage loan, then let a loan application mortgage rate calculator help you.

Refinancing With A Second Mortgage Or Home Equity Loan
If you're looking into refinancing your home and have a second mortgage or a home equity loan or line of credit, in some cases you may be out of luck If you want to refinance your primary loan, you first must convince the lenders holding any second position loans to agree to continue to be in a subordinate position behind the new primary loan

Bad Credit Mortgage Company - Recognizing Mortgage Lender Scams
Mortgage lenders recognize the value of owning a home. Because some people will not easily qualify for a home loan, several lenders have begun offering home loans to tailor a variety of needs. For this matter, bad credit mortgage lenders have gained widespread popularity. The majority of bad credit lenders are sincere in their efforts to help you finance a home. However, some lenders are only concerned about their profit, and will not offer the best rate and terms.

Bad Credit Loan Mortgage Rate And The Good Lender
"Blessed are the young," says Herbert Hoover, "for they shall inherit the national debt." Debt, in whatever language or guise, is bad. But what if you've incurred debts and find it hard to dig yourself out of them? Does this mean you are forever disqualified from owning a home? Some would say yes. Bad credit loan mortgage rates show otherwise.

Interest Only Home Equity Loans Featuring a Fixed Second Mortgage Rate from BD Nationwide
BD Nationwide Mortgage introduces an affordable only home equity loan that features an interest only payment option with a fixed rate. This second mortgage allows borrowers to get a fixed mortgage rate while also benefitting from a reduced payment and increased cash flow. Homeowners have the luxury of converting their home equity line of credit into a fixed rate second mortgage while keeping the interest only option. BD Nationwide has released several new second mortgage products in 2006 that have offered additional "cash out" opportunities for homeowners without requiring them to refinance their existing first mortgage.

Adjustable Rate (ARM) Mortgage Holders Should Refinance to Fixed Rates, Recommends the Katz Mortgage Team
Katz Mortgage Team, www.KatzMortgageTeam.net, of Amtrust Mortgage Corporation, has announced that Fixed Mortgage Rates are now at their lowest point in over a year. They are officially changing their recommendation from "HOLD" to "REFI" for many of their clients who took advantage of the extremely low adjustable rate mortgages of 2002 and 2003.

Bad Credit Home Loan Mortgage Services - What To Consider When Applying For A Mortgage
Most new homebuyers are unfamiliar with how mortgage loans work. Because of this, several people accept bad loans. This results in homebuyers paying more than necessary. If you have bad credit, accepting a mortgage with good terms is a must. Many lenders prey on those with bad credit. Their objective is to charge higher fees and boost their profit. Before applying for a mortgage loan, consider the following factors.

Home Equity Loan Broker Awarded Preferred Mortgage Broker Status for Second Consecutive Year from IHE
For the second consecutive year, BD Nationwide Mortgage Company was awarded "Preferred Broker" Status from Irwin Home Equity for home equity loans and 125% second mortgages. IHE announced last week that BD Nationwide was extended this award for their exceptional level of expertise for home equity loan origination. The preferred status gives BD Nationwide a significant edge because they are one of the few mortgage brokers in the country who can offer large home equity loans to a 125% loan to value. Most lenders and brokers are restricted to $50,000 or $75,000 loan amounts but BD Nationwide is able to offer these high LTV second mortgages for loan amounts ranging from $100,000 to $200,000 to qualifying borrowers across the country...

A secured bad credit home mortgage loan comes with reduced interest rates
A secured bad credit home mortgage loan comes with reduced interest rates

Bad Credit Home Loans - Dealing With Bad Credit Mortgage Companies Online
Dealing with mortgage companies online can enable you to get a home loan even with bad credit. Bank associates' skepticism and talk around are avoided when you apply online with a mortgage broker.

Low Credit Score Mortgage Refinance - Lock In A Low Rate With Bad Credit
Even with a low credit score, you can refinance your mortgage for a locked in low rate. Bad credit doesn't have to prevent you from saving money on your loan costs. The best way to find a cheap rate is to research loan offers online. But you can also improve your loan application with the following tips.