Mortgage, Loans, Insurance, Real Estate, Investment, Tax and Financial Services

Next Generation Real Estate and Financial Services Business Model

(PRWeb) February 5, 2007 -- Independent real estate professionals everywhere are feeling the squeeze by large companies who are consolidating services. This includes State chartered banks in 27 states that are not prevented from establishing real estate companies within their structure.

"Within a few years, Real Estate Agents and Agency Owners won't have the option of only handling the real estate transaction. They will have to decide whether to broaden their range of services or exit the business because of competitive disadvantage", says Robert Hubbard of Global Realty & Funding Systems (GRFS).

There are numerous players in the financial services industry who strongly suggest that price competition is long overdue in the real estate industry, not the least of which is the banking industry. "If these forces prevail, the impact will be immediate, and significant, in driving down commissions and fees", said Hubbard.

He further stated that "in the future, it will be absolutely imperative that Agents and Agency Owners be able to maximize and leverage every client relationship. They need to become a 'one-stop' resource in order to maintain a truly competitive edge. Also, the resulting multiple streams of income will offset any negative pressures exerted by price competition for real estate transactions by other companies."

Recognizing that Real Estate and associated Financial Services are rapidly evolving and changing, GRFS offers a 'next generation' approach to the real estate business for independent Agency Owners and individual Realtors by facilitating the integration of financial services into existing businesses.

Located on the West Coast in Portland, OR, and operating nationwide, GRFS offers a package of services that include 1) mortgage lending 2) private or "hard money" lending for investment into residential or commercial real estate and 3) the conversion of qualified retirement plans into Self Directed IRAs for the purchase of income producing real estate.

Offering clients the ability to utilize private money and qualified retirement funds for real estate investment will definitely increase revenues for Agents and Agency Owners. But the unique 'multi-tiered' compensation structure of the nationally licensed mortgage company, Global Equity Lending, is a powerful wealth building tool.

Agency Owners are able to earn a portion of the commission off every lending transaction an Agent handles. Agents are able to build their own 'Lending Teams' and recruit other Agents, nationwide, to integrate mortgage lending into their own businesses. Then, in addition to personal production, Agents earn a portion of the commission off every mortgage loan closed by their 'Team'. This residual income takes the pressure off creating income purely from personal production.

"Realtors and Agency Owners only need minimal education in order to successfully perform 'dual functions' and market our products and services to their clients. GRFS actually implements and delivers the product or service", said Preston Hiefield III, Principal.

He went on to explain that "Realtors and Agency Owners are not burdened with having to become experts in the financial services field. Agents can be completely confident that GRFS will seamlessly integrate services in such a way as to not distract them from this primary mission and, at the same time, deliver high quality services to their clients."

Principals and Senior Consultants of GRFS, Robert Hubbard and Preston Hiefield III are licensed Realtors, Mortgage Brokers, Private Lenders and Self Directed IRA Advisors.

GRFS ( www.GRFSystems.com) accomplishes the integration of financial services through three separate operating companies: Global Equity Lending (www.GlobalEquityLending.com), Sierra Capital Trust, Inc. (www.SierraCapitalTrust.com) and IRA123, Inc. (www.IRA123.com).

For more information, contact Robert Hubbard at 888 808-7687.

###

Student loan consolidation with federal debt program
If you are a college student (parents please take note), this Federal Government program can help you cut monthly payments on your student loans. You can consolidate now and lock in a low fixed rate. When you consolidate student loans with a Federal Consolidation Loan, you not only can take advantage of these low rates, you can lock in that rate for the life of your loan. One easy process, one low fixed rate, one low monthly payment, one lender. This is a free U.S. Government program (no fees or other charges). Really Great Rate is an authorized agency for this program - you can check your eligibility in a minute or two, with no obligation

Home Equity Loans: Expert Tips and Advice
Get expert advice, tips, and timely information. Manage your own Real Estate and Investment Portfolio to generate an income so you can take control of your financial life and do the things you want to do.

MORE ARTICLES:

Home Mortgage Lenders - How to Find A Good Mortgage Broker Online
Mortgage lenders have set up shop online, but they aren't all reputable mortgage brokers. To find a good mortgage lender you need to compare rates and research to find reputable companies.

Bad Credit Mortgage Company - Recognizing Mortgage Lender Scams
Mortgage lenders recognize the value of owning a home. Because some people will not easily qualify for a home loan, several lenders have begun offering home loans to tailor a variety of needs. For this matter, bad credit mortgage lenders have gained widespread popularity. The majority of bad credit lenders are sincere in their efforts to help you finance a home. However, some lenders are only concerned about their profit, and will not offer the best rate and terms.

Interest Only Home Equity Loans Featuring a Fixed Second Mortgage Rate from BD Nationwide
BD Nationwide Mortgage introduces an affordable only home equity loan that features an interest only payment option with a fixed rate. This second mortgage allows borrowers to get a fixed mortgage rate while also benefitting from a reduced payment and increased cash flow. Homeowners have the luxury of converting their home equity line of credit into a fixed rate second mortgage while keeping the interest only option. BD Nationwide has released several new second mortgage products in 2006 that have offered additional "cash out" opportunities for homeowners without requiring them to refinance their existing first mortgage.

Loan Application Mortgage Rate Calculator for your Mortgage Loan
Are you thinking of purchasing land, a piece of property, or your dream house? Then maybe you have considered applying for a mortgage loan. If you have already decided that you are getting a mortgage loan, then let a loan application mortgage rate calculator help you.

Refinance Mortgage Rate and Mortgage Rates
Refinance mortgage rate is the best rate available to qualified homeowners for refinancing their current home mortgage. Refinance mortgage rates vary from product to product and customer to customer.

Bad Credit Loan Mortgage Rate And The Good Lender
"Blessed are the young," says Herbert Hoover, "for they shall inherit the national debt." Debt, in whatever language or guise, is bad. But what if you've incurred debts and find it hard to dig yourself out of them? Does this mean you are forever disqualified from owning a home? Some would say yes. Bad credit loan mortgage rates show otherwise.

A secured bad credit home mortgage loan comes with reduced interest rates
A secured bad credit home mortgage loan comes with reduced interest rates

Low Credit Score Mortgage Refinance - Lock In A Low Rate With Bad Credit
Even with a low credit score, you can refinance your mortgage for a locked in low rate. Bad credit doesn't have to prevent you from saving money on your loan costs. The best way to find a cheap rate is to research loan offers online. But you can also improve your loan application with the following tips.

Mortgage Loans, Construction Loans, Refinancing Mortgage Rate
TheLoansStore.com was created with the interests of the consumer in mind. If you have ever wondered if owning your own home or refinancing your current home would be possible, dont wonder anymore. From new Construction Loans to Mortgages Loans, Bad Credit Home Loans and Refinancing Mortgage Rate. Whether you have great credit, marginal or bad credit, theLoansStore.com can help. We know one size never fits all borrowers.

Bad Credit Home Loans - Dealing With Bad Credit Mortgage Companies Online
Dealing with mortgage companies online can enable you to get a home loan even with bad credit. Bank associates' skepticism and talk around are avoided when you apply online with a mortgage broker.

Cash Out Refinance Mortgage Loans – Home Equity, 2nd Mortgage or Cash Out Refinance Loan
There are some definite benefits to doing a cash out refinance. Just make sure that overall you are not going to be spending more money in fees and interest doing a cash out refinance as opposed to a home equity loan.

Newest Rate and Payment Mortgage Calculators for Home Loans from The Mortgage Store Online
The Mortgage Store Online (TMSO) today released its complete set of free home mortgage loan calculators on their website at themortgagestoreonline.com. These highly accurate mortgage calculators use current and true rate information to give borrowers the most realistic mortgage payment calculations.

Affordable Bad Credit Mortgage Loans - 3 Tips to Reasonable Bad Credit Mortgage Loans
Finding a mortgage loan with a bad credit rating can be an absolute nightmare: Driving from broker to broker, bank to bank, getting turned down every time, all the while your credit keeps dropping with every credit check. Fortunately, this painful process can be avoided with just a few simple tips.

Low Rate Home Equity Loans - Refinancing For A Shorter Term And Better Rate
Looking for a better rate is a common reason people choose to refinance their home equity loan. But did you know that shortening your loan term can save you more money than reducing rates? Combine the two and you will save yourself thousands in interest costs and trim years off your payment schedule.

Refinancing Your Home Equity Loan Or Refinancing Your Home Equity Line Of Credit
Ask yourself these questions before you refinance your home equity loan or line of credit: